• Close
  • Home
  • About
  • Solutions
  • Get a Quote
  • Contacts
  • Privacy Policy

Contact Information

55 Old Main Rd, Kloof, Durban, 3610

Tel: +27 (0) 31 702 0402

Whatsapp: +27 (0) 78 487 3427

Email: info@bcmmarinerisk.co.za

Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Cargo Insurance

Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage...

  • $
    All risks cover 
  • $
    Institute Cargo Clauses A/B/C 
  • $
    War & strikes cover
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Goods in Transit

Comprehensive protection for cargo owners against loss or damage during transit in the ordinary course of trade...

  • $
    Transit loss cover
  • $
    Loading & unloading risks
  • $
    Multi-modal protection
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Stock Throughput

Seamless cover for goods through imports, exports, in transit and storage. Ensures uninterrupted protection...

  • $
    Import & export cover
  • $
    In-transit protection
  • $
    Storage cover
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Single Shipments

Covers shipments against loss or damage during a specific journey. Flexible shipment-specific protection...

  • $
    One-off shipment cover
  • $
    Flexible terms
  • $
    All transport modes
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Carriers Interest in Goods

Designed for logistics providers, this cover protects transporters against loss or damage to goods while under their responsibility...

  • $
    Transporter protection
  • $
    Loading/offloading cover
  • $
    Fleet-wide options
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Freight Forwarders

Indemnifies the insured in respect of their legal liability to cargo owners for physical loss or damage to cargo, as well as...

  • $
    Legal liability cover
  • $
    Delay indemnity
  • $
    Mis-delivery cover
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Contingent Insurance

Covers transport brokers against claims by cargo owners or financial stakeholders. Protects against loss or damage...

  • $
    Broker protection
  • $
    Contingent cargo cover
  • $
    Back-up protection
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Marine Liabilities

Covers third-party liabilities in maritime operations. Protects against legal responsibility for loss or damage...

  • $
    Chartering
  • $
    Stevedoring
  • $
    Ship repair
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Household & Personal

Cover for individuals relocating locally or abroad with household contents. Protects personal belongings in transit...

  • $
    Local & international moves
  • $
    Personal belongings
  • $
    Household contents
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Marine Hull

Cover for loss or damage to vessels and small craft in operation. Extends to third-party property liability. Includes...

  • $
    Hull & machinery cover
  • $
    Third-party liability
  • $
    Salvage charges
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Pleasure Hull

Cover for privately owned leisure vessels used inland or on coastal waters. Protects the vessel and its equipment...

  • $
    Hull all risks
  • $
    Third-party liability
  • $
    Marina risks
Cargo Insurance Imports and Exports. Comprehensive cover for goods moved by sea, air, road, or rail. Protects against physical loss or damage. Applies to both domestic and international transport.

Commercial Hull

Cover for vessels engaged in fishing, transport and commercial work. Protects machinery and equipment...

  • $
    Fleet cover
  • $
    Machinery & equipment
  • $
    Liability extensions

Privacy Policy

BCM Marine Risk Solutions (Pty) Ltd

1. Introduction

BCM Marine Risk Solutions (Pty) Ltd (“BCM”, “we”, “us”, or “our”) is committed to protecting your privacy and ensuring that your personal information is collected and used properly, lawfully, and transparently.

This Privacy Policy explains how we collect, use, store, and protect your personal information in accordance with the Protection of Personal Information Act (POPIA) of South Africa.


2. What is Personal Information

Personal information refers to any information that can identify you, including but not limited to:

  • Name and surname
  • Company details
  • Contact details (email, phone number)
  • Financial and insurance-related information
  • Identity or registration numbers
  • Any correspondence submitted via our website

3. Information We Collect

We may collect personal information when you:

  • Submit a contact or enquiry form on our website
  • Request a quote or service
  • Engage with our marine risk, insurance, or advisory services
  • Communicate with us via email or phone

We also collect limited technical data such as:

  • IP address
  • Browser type
  • Website usage data via cookies

This helps us improve website performance and user experience.


4. How We Use Your Information

We use your personal information only for legitimate business purposes, including:

  • Providing marine risk and insurance solutions
  • Processing enquiries, quotes, and service requests
  • Managing client relationships
  • Conducting risk assessments and underwriting processes
  • Verifying identity and preventing fraud
  • Complying with legal and regulatory obligations
  • Improving our services and website experience

5. Sharing of Information

We may share your personal information with:

  • Insurance providers and underwriters
  • Service providers involved in delivering our services
  • Regulatory authorities or legal entities where required
  • BCM group companies where necessary for service delivery

All third parties are required to treat your information securely and in accordance with applicable laws.


6. Cookies and Website Usage

Our website uses cookies to:

  • Ensure proper website functionality
  • Analyse website traffic and performance
  • Improve user experience

You can control cookie settings through your browser.


7. Information Security

We take appropriate technical and organisational measures to protect your personal information against:

  • Unauthorised access
  • Loss or misuse
  • Alteration or disclosure

These measures include secure systems, controlled access, and ongoing monitoring of our data protection practices.


8. Retention of Information

We retain personal information only for as long as necessary to:

  • Fulfil the purpose for which it was collected
  • Comply with legal, regulatory, and contractual obligations

9. Your Rights

In terms of POPIA, you have the right to:

  • Request access to your personal information
  • Request correction or deletion of your information
  • Object to the processing of your information
  • Withdraw consent where applicable

Requests may be subject to identity verification and applicable legal requirements.


10. Changes to This Policy

We may update this Privacy Policy from time to time.
Updated versions will be published on our website.


11. Contact Us

If you have any questions about this Privacy Policy or how we handle your information, please contact:

BCM Marine Risk Solutions (Pty) Ltd
Email: info@bcmmarinerisk.co.za
Phone: +27 (0) 31 702 0402


12. Information Regulator (South Africa)

If you believe your personal information has been misused, you may contact:

Information Regulator (South Africa)
Website: https://www.justice.gov.za/inforeg/
Email: inforeg@justice.gov.za


13. Consent

By using this website, you consent to the collection and use of your information as outlined in this Privacy Policy.